Changing lives through Credit Literacy

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Our Mission

SetsMol promotes the value of training with our economical, flexible and timely training programmes; fine-tuned and combined to assist individuals and organizations to build competitive advantage and encourage innovation.

Our Vision

To be a leading housing and financial education and training institution
To empower communities towards addressing housing and financial challenges
To promote sustainable home –ownership
To provide professional and innovative quality service excellence to all our customers
To improve relations between the Consumers and Role –Players


SetsMol is a South African based Housing Education Company. It was conceived out of the observation that most people in South Africa are still in the dark with matters relating to housing due to lack of housing and property ownership knowledge.

What Clients Say

Dear Sisi Esther and Ntate Solly. Trust you are both well. I would like to express my sincere gratitude for your assistance in the application of my home loan, I really appreciate your time and effort in making my dream a reality. Thank you Kindly.
- Zanele Zondi
" Thank you so much for your assistance in sorting out my record, very much appreciated!! I made it, I got my kids a home all thanks to you guys. I am approved by FNB at Protea Glen Ext 31 we currently on a stage of registering a stand then they will start with building as soon as I’m registered." - Khomotso
My name is Magnolia Lebogang Merafe I'm a Northam platinum employee, I started to work there at 2005. At 2013 I applied for the home loan, but it got declined and again 2016 also declined until they introduce Setsmol who helped us with advices to reduce our debt, I applied for the home loan again this year where it was approved. Thanks to Mr Solly and his crew.
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